Homeowners face refinancing quandary

Mortgage rates are once again below 5 percent. Should you refinance? Nationally, the average rate for 30-year fixed-rate home loans fell to 4.97 percent in the week that ended Oct. 30, down from 5.04 percent a week earlier, the Mortgage Bankers Association said. The average rate for 15-year loans fell to 4.3 More »

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